One of six children of a tool design
engineer and a stay at home mother, Tom started out painting houses in the
summer to help pay his way through college. Tom finished college in the
evenings while working in the construction business. His last two classes were
Real Estate Electives. He received his license in 1988 and thought he would try
real estate part time but just one week into the job he decided he loved it and
went full time. He started literally knocking on doors. At one time he was run
off the property but the very next house the homeowner said yes. Four doors
away he got another listing!!
Tom joined Bennett Williams, Inc. in 1990
and was consistently the top producing agent in the firm and in 1996 broke a 40
year sales record for sales by a residential realtor. He was inducted into the
Better Homes and Gardens Hall of Fame in 1998. He has collected over 25
international sales awards during his association with Better Homes and
Gardens.
Since joining Prudential Bob Yost
Homesale Services in 1998 he has achieved awards for Listings Sold, Sales and
Total Commission Income that have placed him as a top ten agent for Prudential
in the North East and Mid-Atlantic region of the USA.
Tom's career sales exceed $360 million and
he was selected as one of the top 250 residential salespeople by Realtor
magazine. Tom has been a speaker at National Conventions to his peers and
recently Tom was honored in 2002 as one of 12 agents internationally to be
selected as a Howard Brinton Star Power Star (a network of top sales agents
internationally).
Tom credits a lot of his success to great
support from his wife Cathy, which allows him to devote his time to his career.
Tom's family includes children, Mary (8), Elizabeth (21), and Jim (19) (both
students at Penn State University) and Old English Sheepdog, Kennedy. Tom also
feels that a lot of his success is due to the hard work and dedication of his
team, Cindy Yanushonis, Team manager, Buyer's agents, Larry Lindt, Kay
Martinez, and Lee Walker, Candace Schwartz, customer care specialist and
Christine Glover, Settlement Coordinator and Internet Specialist.
In his spare time Tom enjoys fishing, golf,
model airplanes, gardening (especially tomatoes) and spending time with his
family.
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Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
Where is the world's largest wine cellar, and how big is it?
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| A |
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons. |
See More Real Estate Trivia > |
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